William Henry Payne was 1 of 10 children born to Arthur, a brass finisher & Mary. He was born in Luton in January 1890.
In the 1911 census he is 15 years old, living at 15 Chobham Street & working as a straw hat packer. Also living at the address was his 52 year old widowed mother,2 sisters & 3 brothers. Ada, a 28 year old milliner & Jane aged 19, a domestic servant. Sidney, 23, an electrician, Frank, 14 worked as a grocer's errand boy & 10 year old George.